Archive for the ‘Real Estate Trends’ Category.
October 27, 2011, 5:16 am
As a first time homebuyer, you probably have a lot of different questions. But some questions are more important than others. Here are three questions that you should make sure you have answered before you attempt to secure a loan.
1. How much house can I afford?
While you may have asked yourself this question in terms of the loan you are taking and the payment it will require, you also need to think of it in terms of utility costs.
Heating and cooling a home can get expensive, and the bigger your home isthe bigger your utility bills will be. Likewise, cleaning, insuring and repairing will all become more expensive.
See also: Mortgage Qualifier Calculator
2. How will my credit affect mortgage rates?
Continue reading post…
October 17, 2011, 1:35 am
Many small business owners rely on subcontractors to perform tasks or services for the company instead of hiring employees because subcontractors do not require the business owners to pay payroll taxes or purchase unemployment or worker’s compensation insurance. You can can deduct payments you make to a subcontractor as a business expense on your tax return, reducing your tax burden. Contract labor expenses are separate from other business expenses and must be claimed on a separate line of Schedule C.
Difficulty: Moderately Easy
Continue reading post…
October 15, 2011, 5:04 am
There are 73 condos on the market in downtown St. Paul right now starting at $34,000 and going up to 1.4 Million for a unit that is actually located on Summit Avenue which isn’t downtown by any stretch of the imagination but is downtown according to our multiple listing service (MLS)
There is a lovely condo on the 45th floor of the Pointe in downtown St. Paul for just under 900K and a lovely condo at one of my favorite buildings The Great Northern Lofts for $629. What can you buy for $34K? A one bedroom with a little over 700 square feet of living space. Cheaper than rent and for those who work downtown the short walk to work could save time and money.
Some people reject the idea of buying a condo because they do not want to pay association dues. It
Continue reading post…
September 24, 2011, 2:51 pm
Purple Leads (www.purpleleads.com), one of the nations premier lead generation companies, is providing clients with a new lead generation technique known as Internet Web Call Leads.
Purple Leads (www.purpleleads.com), one of the nations premier lead generation companies, is providing clients with a new lead generation technique known as Internet Web Call Leads.
Purple Leads company president said: Providing new opportunities to our clients is one of our main priorities. Internet Web Call Leads are a new way to help our clients increase revenue, develop their sales capabilities and get an edge on the competition in their industry.
Companies searching for mortgage leads, loan modification leads, tax leads and debt leads are involved in a complex industry with a great deal of competition.
Continue reading post…
September 23, 2011, 11:59 am
A recent report from Gallup revealed that, more than three years after the start of the economic crisis, consumer confidence and spending levels remain stuck at 2009 ranges.
According to Gallup, 77 percent of respondents said the economy was getting worse in August, and overall confidence in the economy is now at its lowest level since February 2009. Coincidentally, Congress passed the $787 billion stimulus bill in February 2009.
Confidence among upper-income Americans fell in August, Gallup said, as 80 percent said that the economy is getting worse. This is a sharp decline from one month earlier, when 66 percent said so.
Continue reading post…